Pay Over Time with Klarna

Enable your customers to spread costs
conveniently over 6-36 months with Klarna.

pay over time klarna nets
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    Increase conversions

    Offering customers the flexibility to spread costs over 6-36 months empowers them to make purchase decisions confidently. This financial flexibility not only reduces cart abandonment but also encourages more customers to convert.

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    Increase order value

    Increase your revenue potential by providing extended payment plans through Klarna Pay Over Time. Allow your customers to spread costs over a period of 6-36 months, encouraging higher-value purchases.

     

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    Facilitate quicker sales

    Facilitate quicker sales with Klarna Pay Over Time. The in-the-moment credit application ensures immediate customer approval, making the financing process seamless and accelerating the purchase decision.

     

What is Klarna
Pay Over Time?

With Klarna Pay Over Time, your customers get easy financing, perfect for high-value orders. No lengthy sign-ups—just a few details. Payments split over 3-36 months and we settle payments with you immediately after shipping. Klarna’s discreet credit check ensures eligibility during payment. Your customers conveniently pay later via Klarna app or portal, using options like credit cards.

pay over time klarna
  • Depending on the integration, customer will need to fill out essential information before proceeding to payment options.

  • Customer chooses Klarna among the different payment options, and will be re-directed to Klarna’s environment.

  • Pay Over Time does not require registration or a credit report. The customer selects split at checkout, sees all costs and conditions and completes the purchase immediately.

  • An invoice is sent to the customer every month which can be paid by bank transfer or with one click in the Klarna app.

Pay Over Time UI Image 1 - Nets Pay Over Time UI Image 2 from Nets - Nets Pay Over Time UI Image 3 - Nets Pay Over Time UI Image 4 from Nets - Nets
  • Pay Over Time UI Image 1 - Nets

    01 - Provide info at checkout

    Depending on the integration, customer will need to fill out essential information before proceeding to payment options.

    Read More
  • Pay Over Time UI Image 2 from Nets - Nets

    02 - Choose Klarna

    Customer chooses Klarna among the different payment options, and will be re-directed to Klarna’s environment.

    Read More
  • Pay Over Time UI Image 3 - Nets

    03 - Choose Pay Over Time with Klarna

    Pay Over Time does not require registration or a credit report. The customer selects split at checkout, sees all costs and conditions and completes the purchase immediately.

    Read More
  • Pay Over Time UI Image 4 from Nets - Nets

    04 - When the order is shipped

    An invoice is sent to the customer every month which can be paid by bank transfer or with one click in the Klarna app.

    Read More

Benefits of Klarna through Nets

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    One agreement

    One agreement to access all major
    payment methods in the Nordics.

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    One integration

    One single integration to accept all major payment methods in the Nordics.

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    Flexibility

    Choose your payment method mix and style your checkout to suit your brand.

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    Speed

    Fast checkouts with “Remember Me” functionality and quick wallet setup for customers.

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    Preference

    100% coverage of all the most popular payment methods in the Nordics.

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    Reconciliation

    Transactions will be visible in the same overview as all other payment methods.

Get started with Klarna payment solutions

Our turnover increased by 21.5%. Additionally, we have 28% more transactions – and 49% more orders from mobile.

Customer story
avatar 01 2 Jon-Inge Heldal CEO Parkett.no

Our conversion rate increased from three to four percent, a very big change that resulted in an increase in completed purchases by 30%.

Customer story
accounting nets image Per Erik Kirkaune Marketing Manager at Norsk Bildelsenter

Previous payment solutions have given us lots of manual work. We had to log into several portals to manage transactions, and there was much fraud. With Nets Easy none of that is an issue anymore.

Customer story
avatar 02 1 Cecilie Ciekals Performance Marketing Manager at Lampehuset